How to Get a Car Loan With Bad Credit

The financial experts at the Oak Lawn Toyota finance department are here to help answer important questions like how to get a car loan with bad credit. We will work with you one-on-one to help you with bad credit car loans. Learn how to get a car with bad credit from the experts at Oak Lawn Toyota.

How to Get a Car With Bad Credit

The finance team makes it easy for Evergreen Park car buyers to secure bad credit car loans so they can get behind the wheel of their dream car, truck, or SUV. How can you get started? Apply for financing online to get pre-approved and then work with our team to figure an affordable payment plan best suited for you.

What Steps Should I Take to Get a Car Loan With Bad Credit?

If you are considering a bad credit car loan, there are things that you should have ready to go beforehand to ensure that you are making the best financial decision for you.

  1. Determine how much you can afford to pay per month based on your budget.
  2. Make a bigger down payment, if possible.
  3. Try to clean up your credit report before applying for a loan.
  4. Be honest about what kind of car you should buy, and don’t get more than you need.
  5. Ask questions!
Car keys and paperwork

Improve Your Credit Score

Many Orland Park-area car shoppers don’t realize this, but when you take out a loan with bad credit and can make each payment consistently on time every month, it helps you improve your credit score and credit profile. In return, you will gain extra lending power down the road for lower-interest loans and credit cards. 

Learn How to Get a Car with Bad Credit with Oak Lawn Toyota

After browsing our new vehicle inventory and checking out our available vehicle specials for additional savings, it’s time to visit our team near Countryside for a test drive. Value your trade and get an estimate on your monthly payments online! Contact us with any questions you have in the meantime.

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4320 W 95th Street • Oak Lawn, IL 60453

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Oak Lawn Toyota

4320 W 95th Street Oak Lawn, IL

Phone: 708-435-2205


Phone: 708-423­-5202

4320 W 95th Street Oak Lawn, IL


Phone: 708-435-2205

4320 W 95th Street Oak Lawn, IL


Phone: 708-435-2204

4320 W 95th Street Oak Lawn, IL
41.7207902 -87.7296311
Oak Lawn Toyota 41.7207902, -87.7296311.